Company Overview

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Britannia Fincorp Limited (BFL) is a UK based company fully focused on providing Solar Power Plants with expert help arranging finance.

The company has rapidly grown into basically two divisions; Solar Power Plant & Trade Finance. Both divisions are constantly working on expanding its product range and banking relations in order to provide the best product & programs to our customers.

BFL is registered with Companies House as a full trading company in the UK. The company’s services are comprehensive in terms of offered products. The experience behind the stakeholders is enormous. This is the main strength of the company which has propelled it such a long way in such a short period of time.

BFL serves clients across the globe. So, the entire world is our market. We have key representatives in different parts of the world who work very closely with us in the UK. Our new marketing focus, made explicit in this plan, renews our vision and strategic focus on adding value to our target market segments. Our focus to differentiate ourselves from others in this market is to offer high quality products to high valued customers. As part of this you will get a world class service and full support. The company serves its clients as a trusted ally, providing them with the loyalty of a business partner and the economics of an outside vendor. We make sure that our clients have what they need to run their businesses as well as possible, with maximum efficiency and reliability. We give our clients the assurance that we will be there when they need us.

Mission
The company mission is to meet customers’ needs and wants profitably and successfully by providing right product’s at the right time in the right place with a competitive price.

Vision
“To be the leading entity in the world in the field of Solar Power Plants.”

Company Description
Britannia Fincorp Ltd have an office based in the Docklands area of London. We are providing Solar Power Plants to customers across the world and work directly with the manufacturers and between us all have over 20 years of experience in this field. We are committed to providing our customers with an extremely high standard of customer service and try our best to accommodate their needs. We know what is important to our customers so we strive to meet and exceed their expectations. By working with our representatives and manufacturers closely we offer a very competitive and quality product.

Management & Organisation

	Mr Mohammed Habibur Rahman, Managing Director is an energetic and dynamic management graduate with extensive knowledge in Energy and waste management. Most of his experience and knowledge was gathered from his family business. Mohammed is a Financial analyst with cross-functional expertise in business. He has more than seven years experience in the financial services industry, combining strong analytical skills with business wisdom to positively contribute to the organization’s bottom-line.
Mr.Mohammed
	Mr Lee Sanders is the Director of Operations for the company who has vast experience of more than 24 years in the Banking, Finance and Property business. He spent 13 years of his career working for HSBC Bank. He is a fully qualified Independent Financial Advisor. He is now a very key partner in Britannia Fincorp and his knowledge and professionalism will take the company to the next level. He has very good connections in the Solar Power industry and will bring very reliable and competitively priced companies to our customers.
Mr.Lee

Our Prime Products

Solar Power Plant

A photovoltaic system is a system which uses solar cells to convert light into electricity. They generate direct current (DC) that is converted to alternating current (AC) to be used by the electricity grid. Regardless of the PV configuration , inverter hardware is required to change the direct current PV output to useable AC Power for the grid. PV may be connected to the distribution network at the domestic level of 240V or at higher voltage depending on the size and location of the generating plant.

A photovoltaic system consists of multiple components, including cells, mechanical and electrical connections, mountings and means of regulating and/or modifying the electrical output.

Most of today’s electrical energy is generated by conventional with a low cost of production and gives high reliability. However, concerns about the long term sustainability of fossil fuel-based generation, particularly related to climate change and largely unaccounted future environmental costs, are driving the energy industry toward sustainable, low carbon emitting, renewable energy sources.

21st century people are thinking green energy not black energy. Solar energy technology is technically proven and draws on an inexhaustible primary energy resource, carbon emissions and greenhouse gas impacts are very low.

PV Cells use the “Photovoltaic effect” to generate electricity on exposure to sunlight. These are different types of PV technology:

1. Mono crystalline Silicon: is the most efficient technology to date. It is made from single crystals of Silicon and Expensive. It is as thin as 200 microns. It give 28 % more efficiency
2. Multi crystalline Silicon: it is cheaper. Sliced from blocks of cast silicon and less efficient.
3. Thin Film: it is made by Cadmium, Copper Indium, low cost, less efficiency.

Note: Mono Crystalline and multi Crystalline Silicon PV are the dominant technologies in the market place.

1. Fixed Flat Panel- is a fixed position flat panel module and generally for “all round” performance. It has not got moving parts
2. Tracking Flat Panel PV—can move on one or two axes in order to expose the PV modules surface to follow the Sun and capture the greatest amount of Solar radiation possible.
3. Concentrates PV (CPV)—in order to reduce the net cost of expensive PV cells, mirrors or lenses can be used to focus energy onto a smaller area of PV material.

Comparison of PV option:

Fixed flat panel PV as the lowest price because of the relative simplicity of the installation.
CPV is marginally more expensive with higher risk because of the relatively less mature technology and greater complexity.
Fixed receptors oriented toward the sun collect less solar energy than those that track the sun.
Sun tracking where the Solar collector panel is mounted in a mechanism that tracks the sun. this results in greater energy collection though more costly.

Trade Finance

We work in partnership with a well established company operating in the UK. We specialise in the supply and finance of various commodities such as Crude Oil, refined Petroleum Products, lentils, wheat and rice across the world.

They specialize in bridging the gap between the end buyer of a product and the end supplier. As you are aware buyers in almost all walks prefer to have goods delivered to them on credit for anywhere between 60 to 120 days and sometimes beyond, whilst at the same time suppliers prefer to be paid on delivery. This company being the beneficiary of an unconfirmed, documentary, irrevocable, deferred financial instrument i.e. LC, drawn on an acceptable local Bank on behalf of the buyer, will look to extend such credit terms to the buyer and also make payment to the supplier on delivery or at sight. All fees are calculated up front to be included in the LC.

On receipt of the LC the company arranges with anyone of selected first class Banks in the UK named to arrange a line of credit and payment to the end supplier once delivery has taken place and a bill of lading and other supporting documents have been presented to their counters.

As a new company with a unique concept and approach in the business, I believe that we are in a position to assist your company in many diverse and beneficial ways. Our supply source is secure, our financing capabilities are secure and unlimited and we have in place a structure that is particularly beneficial to emerging economies and markets such as yours.

Requirements to Proceed Further

- Letter of Intention
- Bank Comfort Letter

Prospective clients are requested to contact us for further assistance and draft BCL, L/C & ICPO

Project Finance

For Infrastructure Project Finance

An integrated Turn-Key solution can be tailored on a case by case basis to include:
a) Full Project Development from scratch.
b) Negotiation with all specialized contractors for;

• Finance
• Design and Engineering
• Equipment Suppliers
• Construction Companies
• Operation/Managerial Companies

We can arrange up to 100% project finance via a combination of debt and equity on a non-recourse basis. 

Project finance requirements
A. Bankability: essentially means:-

1. arriving at a package of risk allocation and contract terms which credit providers will accept, within a pricing structure that does not distort the project economics.
2. ensuring the net revenue from the project will always cover debt service.

B. Due diligence: they will examine:-

1. the project contracts
2. the market in which the project is operating
3. Political and other risks
4. The credit-worthiness of the awarding authority, the project sponsors and sub-contractors.
5. Technical aspects
6. The insurance arrangements

Commodities

Through our working partnership with a Trade Finance company we are able to offer various commodities to clients. We can help with supplying the product to arranging financial instruments to pay for the product. We have contacts with many genuine suppliers and a list of some are below:-

1. Cement
2. Urea
3. Sugar
4. Petroleum Oils
5. Lentils
6. Scrap metals - HMS 1&2
7. Used Rail
8. Iron Ore
9. Magnesium Ore

Please contact us for any commodity you may need.

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